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Koda Insurance Group Blog

View the latest blog posts from Koda Insurance Group.

Tire failure is a key cause of accidents and ensuing insurance claims. Tires generally receive more wear and tear than other areas of a vehicle. They must endure incredible force. And, they must remain in excellent working condition to keep the vehicle moving. It's important to check your tires to keep your family safe. READ MORE >>

As a sole proprietor, you work very hard to build and maintain your business. It goes without saying you want to protect it. Yet, you may not have enough business insurance. A survey from McKinsey & Co. looked at the rates of coverage in 2016. It found that about 40 percent of small business owners do not have enough insurance. READ MORE >>

Mold is a toxic substance that can grow in homes quickly. It tends to be hard to see at first. However, cleanup can be difficult and expensive, even for small infestations. Sometimes, your home insurance can help you. In others, it cannot. Mold is dangerous to your family's health. Do not ignore its presence. READ MORE >>

Distracted driving occurs when a person is focusing on tasks other than driving while behind the wheel. This is a very dangerous situation. Distracted driving is a leading cause of accidents in many areas. That is why states are putting laws into place banning the activity. READ MORE >>

You might be planning on remodeling your kitchen. It is a big project that can help increase your home's value. It also definitely provides an opportunity for you to make your home more functional. However, before you get underway, think about your home insurance. Do you have the right protections in place? READ MORE >>

Your business already has liability and property insurance. You believe that you have enough coverage. But do you? The checklist below includes policies that may be important to managing company risk: Are you protected if your company loses a key employee? What if your business has a fire and must rebuild? READ MORE >>

Open your fridge and freezer. If you had to guess, how much is the value of the food in it? This can be a significant amount of money in many households. If the power goes out for an extended period of time, you could lose a large amount of money due to spoiled food. In some cases, your home insurance can help cover those costs. READ MORE >>

Business owners know the value of quality and comprehensive business insurance. Making sure that policy reflects your specific risk factors is essential, though. For companies that store inventory, equipment or other assets outside of their specific location, a modification of insurance may be necessary. READ MORE >>

Flood Insurance – What you need to know!   Flood insurance is not covered on a homeowner’s policy. Flood insurance has become a separate entity from homeowners insurance, but here are a few things to help you understand exactly what it is, why it was developed that way, and what you can do. READ MORE >>

5 Ways to Lower Your Home Insurance Premium   Most of us don’t understand insurance until we really immerse ourselves and study it. That’s why there are insurance agents there to help. We understand that insurance sometimes makes absolutely no sense whatsoever, and so we are there to help you make sense of it all. READ MORE >>

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